01
"About the other day…"
The conversation stalls, and the person who paid is left waiting.
Split bills with friends
Remember the good times.
Let Bill do the maths.
Chill Bill keeps track of who paid for what, scans receipts, and shows who needs to transfer to whom. Spend time together without keeping a running tally in your head.
No card needed. Friends can join without installing anything.
Why we made it
Asking a friend to pay you back can be awkward. Chill Bill keeps the numbers in view, so everyone can settle up without you having to chase them.
02
Twenty receipts, one group chat
One receipt is easy. Remembering all of them three days later is harder.
03
One person keeps paying
The friend with the easiest card becomes the unofficial treasurer.
How it works
Split the bill in three steps. Bill handles the rest.
Everyone sees the same figures, without a spreadsheet or a payment reminder in the group chat.
Scan a receipt
Scan the receipt or enter the total. Choose who shared each item. The model reads the receipt; the app calculates the split and you check it before saving.
Balances
+120k
−80k
−40k
Everyone can see their balance at any time. Together, the balances always add up to zero.
Settle up
Raka → Dita80.000
Sinta → Dita40.000
2 transfers, instead of 9.
Chill Bill finds a short list of transfers and shows which debts each one covers. The sender marks a payment sent, and the recipient confirms it.
Share it on WhatsApp
Say you paid without typing it all out.
Pay through your own bank and keep talking in your WhatsApp group. Chill Bill prepares a message that says who pays whom and which debts it covers. When everyone is even, share Bill’s sticker.
Nothing is sent until you choose to share it. Chill Bill does not read your chats or have access to WhatsApp.
Dita
Bali trip · Transfers 2 transfers and everyone is even. Raka → Dita Rp80.000 Sinta → Dita Rp40.000 covers: Sinta → Raka → Dita Balances: Dita +120.000 · Raka −80.000 · Sinta −40.000
Okay, I’ll transfer now
All settled. You can close the group.
Try it yourself
One receipt, four people. Choose who had what.
Dita paid. Tap the avatars beside each item to choose who shared it. Balances update as you go, then Bill shows the transfers.
Balances
Transfers
—
Features
Small details that keep things easy.
Park it, split it later
Keep the receipt for later when you are busy enjoying the moment. Split it when you are ready.
Nudge · Ask about an expense
Spot something wrong? Flag the expense and ask about it. The group can see your question, and asking alone does not change balances.
Chip in · Collect together
Collect for a gift, a villa deposit, or a monthly fund. Set the target, see who contributed, and let the person holding the money confirm it.
Trail · History
See who added or changed an expense, when it happened, and the amount before and after.
WhatsApp summary
When the trip or event ends, share one summary with your group: who pays whom and the expenses behind each transfer.
Record offline, sync later
Record expenses on a mountain, on a boat, or in a basement. They sync when you have a connection.
Made for
Whatever brings your group together.
Keep each occasion in one group. Close it when you are done, or keep it running for ongoing expenses.
TripThree days and twenty receipts in one place.
Shared houseElectricity, water, WiFi. Keep track each month.
Eating outOne table, one receipt, each person’s order.
CommunityTeam funds and shared event costs, visible to everyone.
Pricing
Recording and settling expenses is always free.
The limit applies to active groups you create. Groups you join and groups you close do not count.
Without an account
Try it on one phone without signing up.
Rp 0
one local group on this phone
- Scan receipts, calculate balances, and settle up
- Works without a connection
- Export your data whenever you want
- Invites and online sync need an account
Free account
Invite friends and sync online.
Rp 0
three active groups you create
- Invite friends by link; they do not need an account
- Sync to your other phone
- Groups you join do not count
- Closed groups do not count
Plus
For people with more groups.
Rp 19.000
30 days · or Rp 149.000 per year
- Create as many active groups as you need
- Wrap: a monthly look back across groups
- Export CSV for a spreadsheet
- Pay once by QRIS. No automatic renewal or stored card.
The yearly option costs less per month and does not renew automatically. When it ends, your existing groups stay open and editable. You can create new groups within the free limit.
Every plan includes unlimited members per group, receipt scans, transaction history, WhatsApp sharing, invites, and export of your own data.
How the numbers work
How restaurant tax (PB1 10%) and service charge are calculated
A restaurant bill in Indonesia can include service charge and local restaurant tax (PB1 / PBJT). Here is how they add up.
Local food and drink tax, rather than VAT
Under Indonesia’s HKPD Law No. 1 of 2022, food and drinks at restaurants and cafés are subject to local PBJT tax of up to 10%, rather than national VAT.
How the subtotal and service add up
A restaurant may add a service charge of 5% to 10%. The 10% PB1 tax is calculated on item subtotal plus service charge.
Receipt total = (subtotal + service) × 1.10
Worked example
Why split tax and service proportionally?
You ordered iced tea for Rp 10.000 and a friend ordered steak for Rp 200.000. An equal split of tax and service would charge you for part of the steak. Chill Bill allocates the extra charges proportionally by item:
| Item & person | Item price | Service (5%) | PB1 (10%) | Total paid |
|---|---|---|---|---|
| Iced tea (you) | Rp 10.000 | Rp 500 | Rp 1.050 | Rp 11.550 |
| Steak Wagyu (friend) | Rp 200.000 | Rp 10.000 | Rp 21.000 | Rp 231.000 |
| Bill total | Rp 210.000 | Rp 10.500 | Rp 22.050 | Rp 242.550 |
*When you scan a receipt, Chill Bill allocates each person’s share and distributes leftover rupiah from rounding deterministically (ADR-0043).
FAQ
Questions people ask.
Does Chill Bill hold your money?
No. Chill Bill records and calculates expenses. You transfer money through your own bank or e-wallet; the app shows who should pay whom.
Do your friends need to install it?
No. They can open the invite link in a phone browser and enter their name. Joining someone else’s group needs no account. Creating your own group needs one.
How does Chill Bill split restaurant tax and service charge?
Chill Bill allocates restaurant tax (PB1 10%) and service charge proportionally to the items each person ordered. Someone who only ordered a drink does not pay tax on a friend’s expensive meal.
What if an expense is wrong?
Flag the transaction and ask about it in Chill Bill. Everyone in the group can see the question. Asking does not change the balance; a correction does, and Trail records the amounts before and after.
What happens when you change phones?
Sign in with the same account on your new phone, then tap "Get your groups". Synced groups appear there and you can remove the old device from Profile. Groups created without an account stay on the original phone.
How is Chill Bill different?
Chill Bill tracks a whole shared occasion: a three-day trip, a year of house expenses, or a community fund. It keeps the expenses together until everyone settles.
Built by the Chill Bill team
Chill Bill keeps your group records on your device first. It shows shared expenses without holding your money, charging hidden commissions, or needing a constant connection.
Enjoy the moment. Bill keeps track of the bill.
Create a group, share its link on WhatsApp, and let friends join without installing anything.
